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Disclosure Information

CONSUMER INFORMATION REPORT

Barber Institute of Texas is committed to providing its students, their families, and their campus communities, full disclosure of all consumer information as required by state and federal laws and regulations. The information found in the Consumer Information Report is presented to comply with the Higher Education Opportunity Act of 2008, which requires institutions of higher education to disclose information and reports on various aspects of the institution's policies, procedures, operations and costs. A PDF copy of the report can be requested by sending an email to info@barbertexas.com. All students will be given a copy of the report during the Pre-Enrollment process.

CODE OF CONDUCT FOR EDUCATION LOANS

We are required by the Department of Education to develop, publish, and enforce a code of conduct. The Higher Education Opportunity Act (HEOA) set the code of conduct into law on August 14, 2008. The Code of Conduct below applies to all officers, employees, and agents of our institution.

Ban on Revenue Sharing

Neither Barber Institute of Texas nor any of its officers, employees or agents will enter into revenue-sharing arrangements with any lender or servicer which is defined by the Higher Education Opportunity Act of 2008, amending the Higher Education Act of 1965, Pub. L. # 110-315 (2008), (HEOA) s any arrangement between a school and a lender that results in the lender paying a fee or other benefits, including a share of its profits, to the school, or its officer, employees or agents, as a result of our institution recommending lender to its students or families of those students.

Ban on Gifts

Financial Aid Officer (or employees who otherwise have responsibilities with respect to education loans or financial aid) will not accept gifts from any lender, guaranty agency or loan servicer. This prohibition is not limited just to those providers of Title IV loans but includes lender of private educational loans as well. The law does provide for some exceptions related to specific types of activities or literature including:

• Brochures or training material related to default aversion of financial literacy.

• Food, training or informational material a part of training as long as that training contributes to the professional development of those individuals attending the training.

• Entrance and Exit counseling as long as the institution’s staff are in control and they do not promote the services of a specific lender.

• Philanthropic contribution from a lender, guarantee agency or loan servicer unrelated to education loans.

Ban on Contracting Arrangements

No Financial Aid Officer (or employees who otherwise have responsibilities with respect to education loans) will accept any fee, payment or financial benefit as compensation for any type of arrangement or contract to provide services to or on behalf of a lender relating to education loans.

Prohibition against Steering Borrowers

Financial aid Officers (or employees who otherwise have responsibilities with respect to education loans) will not steer borrowers to particular lenders, or delay loan certifications. This prohibition includes assigning any first-time borrower’s loan to a particular lender as part of the award packaging or other methods.

Prohibition on Offers of Funds for Private Loans

Financial Aid officers or employees at our institution will not request or accept any agreement of or offer of funds for private loans. This includes any offer of funds for loans to students at the institution, including funds for an opportunity pool loan, in exchange for providing concessions or promises to the lender for a specific number of loans, or inclusion on a preferred lender list.

Ban on Staffing Assistance

No Financial Aid Officer or employees at our institution will not request or accept any assistance with call center staffing or financial aid office staffing. However, HEOA does not prohibit schools from requesting or accepting assistance from a lender related to:

• Professional development training for financial aid administrators.

• Providing educational counseling materials, financial literacy materials, or debt management material to borrowers, provided that such materials disclose to borrowers the identification of any lender that assisted in preparing or providing such materials.

• Staffing services on a short-term, nonrecurring basis to assist the school with financial aid related functions during emergencies, including State-declared or federally declared natural disasters, and other localized disasters and emergencies identified by the Secretary.

Ban on Advisory Board Compensation

Institution employees will not receive anything of a value from a lender, guarantor, or group in exchange for serving on an advisory board. They may, however, accept reimbursement for reasonable expenses incurred while serving in this capacity.

Sanctions

Employees that violate this Code of Conduct will be disciplined in a manner consistent with our institution policies and procedures. Disciplinary action may include termination of employment.

VOTER REGISTRATION INFORMATION

The school encourages its students to be registered voters and to exercise their right to vote. Students can register to vote in Texas at www.votexas.org/ or www.londistancevoter.org. Voter registration cards are provided by the school to the student upon request.